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Home > Life Insurance Company Profiles > United Life Insurance Company

United Life Insurance Company Information

One of the Innovators to Introduce Universal Life Insurance

The United Life Insurance Company was founded in 1962 in order to expand the insurance offerings of the United Casualty Company, a property insurance group. Today, the United Life Insurance Company is a member of the United Fire Group, along with its other subsidiaries, Addison Insurance Company, Lafayette Insurance Company, United Fire and Indemnity Company, and United Fire Lloyds. The United Life Insurance Company is licensed to sell life insurance in 27 states, and has total assets of $1.4 billion, with net life insurance of $4.2 billion.

United Life Insurance Company Products

The United Life Insurance Company has a variety of life insurance products, including term life insurance, whole life insurance, universal life insurance, and annuities. Its term life insurance plans offer the following features:

  • Available in face amounts of $25,000 and up.
  • May be used as an additional insurance rider for permanent insurance
  • All plans are guaranteed renewable, but premiums will increase with age
  • Annual term insurance
  • Five year term insurance
  • Ten year term insurance
  • Twenty year term insurance
  • A conversion allowance equal to the first year’s base premium may be used to offset increased costs when converting to permanent life insurance
  • Optional riders available include:
    • Disability income rider
    • Spouse insurance
    • Dependent children’s insurance
    • Accidental death benefit
    • Waiver of premium benefit in case of permanent disability

Combining the basic term plans with the available riders can create a plan specifically designed for your unique needs.

Financial ratings for United Life Insurance

A.M. Best: A-

Fitch: BBBq
Standard and Poor’s: A

The financial strength of a company and potential for prolonged survival are represented by the above ratings.

United Life Insurance Company Information

118 Second Avenue SE
Cedar Rapids, IA 52407-3909



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