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TIAA-CREF Life Insurance Company

In Business for 85 Years

Teachers Insurance and Annuity Association (TIAA) and College Retirement Equities Fund (CREF) have served their clients since 1918. Currently, their insurance is underwritten by TIAA - CREF Life Insurance Company, a wholly-owned subsidiary of TIAA. . The company offers term and permanent life insurance products for teachers, medical, cultural, and research fields. Total assets for the TIAA-CREF Life Insurance Company are $3.3 billion, with net life insurance of $15 billion.

Life Insurance Provided Through TIAA

TIAA-CREF offers five types of term life insurance, universal life insurance, variable universal life insurance, and survivorship variable universal life insurance.

Annual Renewable Term

  • Lowest initial cost of all plans
  • Coverage until age 95
  • US residents age 20 to 80 can apply
  • Convertible

10-year Level Term

  • Guaranteed level premiums for 15 years or to 85
  • Coverage to age 95
  • US residents age 20-75
  • Convertible

15-year Level Term

  • Guaranteed level premiums until 85
  • Coverage until 95
  • Ages 20-74
  • Convertible

20-year Level Term

  • Guaranteed level to 85
  • Coverage to 95
  • Ages 20 to 64
  • Convertible

30-year Level Term

  • Guaranteed level to 85
  • Coverage to 95
  • Ages 20 to 64
  • Convertible

Financial ratings for TIAA-CREF

A.M. Best: A++

Fitch: AAA
Moody’s: Aaa
Standard and Poor’s: AA+

The financial strength of a company and potential for prolonged survival are represented by the above ratings.

TIAA-CREF Company Information

730 Third Avenue
New York, NY 10017



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