Spectrum Direct Life Insurance Company
A New Concept in Decision-Making and Purchasing of Term Life
Spectrum Direct is not an insurance company, but a marketing company with a new way of selling insurance. Founded in 1986 by life insurance professionals, this company meets the needs of the modern consumer who wants the control to shop for the ideal insurance product by comparison shopping with side-by-side information about rates and policy offerings -- by himself, thank you.
Insurance Assistance Offered by Spectrum Direct
Spectrum Direct is an online web site that allows the customer to directly request a term life insurance quote that is a side-by-side listing of all the options available from the companies that partner with Spectrum Direct. This tool allows the consumer to help him or herself without a high-pressure salesperson standing by. Presenting the many options available in life insurance is a mind-boggling task, and probably impossible without the wide access to the home computer and to the internet that is enjoyed today.
Spectrum Direct has also used the web site to create a large, consumer-oriented library of information about insurance. A shopper may research his own answers. If necessary, the entire process of research, application, and purchase may be accomplished online or by telephone. There are licensed, customer support people available to answer questions.
Spectrum Direct is licensed in all 50 states. The following life insurance companies are among those listed as partners by Spectrum Direct.
- AIG
- Chase
- Genworth Financial and First Colony Life Insurance
- Genworth Financial and American Mayflower of NY
- Lincoln Financial Group
- Ohio National Financial Services
- Prudential Financial
- West Coast Life
- Bankers Life of NY
- Companion Life
- RBC Insurance
- Mutual of Omaha
- ReliaStar
- US Financial Life Insurance Co.
- AXA Equitable Life Insurance Company
- BannerLife
- Empire General
- Lincoln Benefit Life Company
- William Penn
- Protective Life Insurance Company
- Transamerica
- United States Life Insurance Company
Financial Ratings for Spectrum Direct
None are available. See ratings for the individual partners listed above.
Spectrum Direct Company Information
27881 la Paz, Suite G-157
Laguna Niguel, CA 92677
Discover your life insurance options by requesting a free quote!
* Life-Insurance-Info.us is not a life insurance broker or carrier, and cannot issue life insurance policies. We are not associated with the company or companies profiled on this page and Life-Insurance-Info.us make no representation, express or implied, that you will receive a quote from the company profiled herein. This site provides free information on insurance providers and coverage options. Products and policies may not be available in all states, and product information is subject to change without notice. Please contact the insurance company directly to answer your policy inquiries.
Last Updated: June 16, 2009
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