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Home > Life Insurance Company Profiles > Fidelity and Guaranty Life Insurance Company

Fidelity and Guaranty Life Insurance Company

One of the Members of the Old Mutual Financial Network

Fidelity and Guaranty Life Insurance Company is the largest life insurance subsidiary of the Old Mutual Financial network in the US. It began business in this country in 1959. The company’s wide variety of life insurance products are now offered in all 50 states.

Fidelity and Guaranty Life, along with sister companies, Americom Life and Annuity Insurance Company and Fidelity and Guarantee Life of New York, have assets of $22.9 billion and over 758,000 policies in force. The parent company is a Fortune International 500 Company based in London and heavily involved internationally in insurance and banking. These companies are members of the Insurance Marketplace Standards Association, an organization that encourages standards of honesty, fairness, and integrity.

Term Life Products Offered by Fidelity and Guarantee Life

Term Trends

This term insurance is available for 5, 10, 15, and 20 years. Premiums are payable until age 95. Premiums are level for the first five years, with the potential to remain level for the length of the term. The minimum face value is $50,000. It can be used as an option for paying off the mortgage if needed. This product is also an excellent choice for key-person insurance for businesses.

Saver’s Select Term

This policy has innovative features for both the individual and for small business. It can include an optional return of premium rider. Refunds may be reduced by any other optional riders. This product offers level death benefits. Premiums are guaranteed for at least ten years. Other optional benefits include other Insured rider, disability Income Rider, Waiver of premium rider, and accelerated benefit rider. Riders cost an additional premium.

Value Select

This super-preferred term insurance product is extremely affordable. It offers a return of premium rider, a conversion provision, and an optional disability income rider.

Not all products are available in all states.

Fidelity and Guaranty Ratings

A.M. Best: A
Fitch: A-
Moody’s: A3

The financial strength of a company and potential for prolonged survival are represented by the above ratings.

Fidelity and Guaranty Company Information

1001 Fleet Street, 7th Floor
Baltimore, MD 21203-1137

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