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Home > Life Insurance Company Profiles > American Life Direct

American Life Direct

American Life Direct is owned and operated by top life insurance broker Spectrum Direct Insurance Services, Inc. American Life Direct is available online, providing instant issue term life insurance quotes and policies. Policies are underwritten and supported by Jefferson National Life Insurance Company and American Life Insurance Company of New York.

About Spectrum Direct

Founded in 1986, Spectrum Direct is committed to helping guide consumers through the world of life insurance. In partnership with a selection of high-quality companies, Spectrum Direct monitors the insurance marketplace so that you can find the policy perfectly suited to your needs. Through Spectrum Direct you can view objective comparisons between policies.

In this way, Spectrum Direct eliminates the need to perform a lot of online research looking for the best policy. Once you find the policy you want, Spectrum Direct provides the online resources for application, as well as access to licensed and knowledgeable agents.

About Jefferson National Life Insurance

Jefferson National Life Insurance Company was founded in 1937, specializing in life insurance and long-term investment products in 49 states (excluding New York) and the District of Columbia. Jefferson National is committed to providing solutions, support and service to financial professionals and their customers. Jefferson National is a wholly owned subsidiary of Inviva, Inc.

In partnership with American Life Direct, Jefferson National Life underwrites term life insurance policies that can be purchased online without a medical exam, lengthy application or an extensive approval process. This streamlined paper-free solution allows Jefferson National and American Life Direct to pass along savings to customers.

American Life Direct Products

American Life Direct provides life insurance sales with a product line that is Internet-based and designed to enable the purchase and management of policies online.

Term life insurance is available up to $150,000 online, with no medical exam, instant approval, immediate coverage for qualified applicants, and a 30-day money back guarantee.

American Life Direct Company Information

27881 La Paz, Suite G-157
Laguna Niguel, CA 92677



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